Institutions

Lookup ACH and wire participating financial institutions. We recommend using this endpoint when an end-user enters a routing number to confirm their bank or credit union.

GetACHInstitution

Get information on a financial institution for ACH

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institutions.getACHInstitution(criteria)

Parameters

Name	Type	Description
criteria	ACHInstitutionSearchCriteria	Criteria for available search parameters.

Returns

Promise.<InstitutionParticipants>

GetWireInstitution

Get information on a financial institution for WIRE

1

institutions.getWireInstitution(criteria)

Parameters

Name	Type	Description
criteria	ACHInstitutionSearchCriteria	Criteria for available search parameters.

Returns

Promise.<InstitutionParticipants>

GetInstitution

Get information on a financial institution

1

institutions.getInstitution(criteria, rail)

Parameters

Name	Type	Description
criteria	ACHInstitutionSearchCriteria	Criteria for available search parameters.
rail	`string`	The specific rail to check on, ‘ach’ or ‘wire’.

Returns

Promise.<InstitutionParticipants>

Types

ACHInstitution

ACH Institution holds a FedACH dir routing record as defined by Fed ACH Format.

Properties

Property	Type	Description
routingNumber	`string`	Routing number for an ACH institution
officeCode	`string`	Main/Head Office or Branch. O=main B=branch
servicingFRBNumber	`string`	Servicing Fed’s main office routing number
recordTypeCode	`string`	RecordTypeCode The code indicating the ABA number to be used to route or send ACH items to the RDFI - 0 = Institution is a Federal Reserve Bank - 1 = Send items to customer routing number - 2 = Send items to customer using new routing number field
revised	`string`	Revised Date of last revision: YYYYMMDD, or blank
newRoutingNumber	`string`	Institution’s new routing number resulting from a merger or renumber
customerName	`string`
phoneNumber	`string`
statusCode	`string`	Code is based on the customers receiver code
viewCode	`string`	ViewCode is current view
location	ACHInstitutionLocation	Location is the delivery address

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{
  "routingNumber": "123456789",
  "officeCode": "0",
  "servicingFRBNumber": "123456789",
  "recordTypeCode": "1",
  "revised": "041921",
  "newRoutingNumber": "987654321",
  "customerName": "Main Street Bank",
  "phoneNumber": "123-456-7789",
  "statusCode": "1",
  "viewCode": "1",
  "location": {
    "address": "123 Main Street",
    "city": "Boulder",
    "state": "Colorado",
    "postalCode": "80301",
    "postalCodeExtension": "0000"
  }
}

ACHInstitutionLocation

ACH Institution Location object.

Properties

Property	Type	Description
address	`string`	Up to 32 characters
city	`string`	Up to 24 characters
state	`string`	Up to 24 characters
postalCode	`string`	Up to 5 characters
postalCodeExtension	`string`	Up to 4 characters

ACHInstitutionSearchCriteria

ACH Institution search criteria

Properties

Property	Type	Description
name	`string`	Optional financial institution name to search
routingNumber	`string`	Optional routing number for a financial institution to search
count	`string`	Optional parameter to limit the amount of results in the query
skip	`string`	Optional The number of items to offset before starting to collect the result set

WireInstitution

Wire Institution holds a FedWIRE dir routing record as defined by Fed WIRE Format

Properties

Property	Type	Description
routingNumber	`string`	Routing number for an Wire institution
telegraphicName	`string`	The short name of financial institution
customerName	`string`
location	WireInstitutionLocation	Location is the delivery address
fundsTransferStatus	`string`	Designates funds transfer status - Y - Eligible - N - Ineligible
fundsSettlementOnlyStatus	`string`	Designates funds settlement only status - S - Settlement-Only
bookEntrySecuritiesTransferStatus	`string`	Designates book entry securities transfer status
date	`string`	Date of last revision: YYYYMMDD, or blank

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{
  "routingNumber": "123456789",
  "telegraphicName": "MN STR BNK",
  "customerName": "Main Street Bank",
  "location": {
    "city": "Boulder",
    "state": "Colorado"
  },
  "fundsTransferStatus": "Y",
  "fundsSettlementOnlyStatus": " ",
  "bookEntrySecuritiesTransferStatus": "Y",
  "date": "20000222"
}

WireInstitutionLocation

Wire Institution Location object.

Properties

Property	Type	Description
city	`string`	Up to 24 characters
state	`string`	Up to 24 characters

InstitutionParticipants

ACH and Wire Institution participants

Properties

Property	Type	Description
achParticipants	Array.<ACHInstitution>
wireParticipants	Array.<WireInstitution>

Institutions

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