Payment methods

Implement a pre-built user interface for registering new payment methods.

With the moov-payment-methods drop, you can easily allow end users to register new payment methods with their existing Moov account.

If you want to set up payment methods on a new Moov account, use the moov-onboarding drop, which flows straight into payment methods after an account is created. Note that you can configure your payment method flow to support both cards and bank accounts or just one of them.

Visit our Drops 101 guide to learn the basics of properties, attributes, and initializing Drops.

Properties

Properties can be accessed through JavaScript using a reference to the moov-payment-methods element.

Property	Type	Description
`token`	String	Auth Token used for hitting the API. See the `Scopes` section for more detail.
`accountID`	String	The ID of the Moov connected account to which the payment method will be added.
`open`	Boolean	Whether or not the dialog is currently displayed to the user.
`onResourceCreated`	Function	Callback fired when the dialog creates a new resource (account, payment method, etc). Use this callback to update your token with the appropriate scopes before creating the next resource. See the Scopes section for more detail.
`onError`	Function	Callback fired when the dialog encounters an error.
`onCancel`	Function	Callback fired when the user attempts to close the dialog.
`onSuccess`	Function	Callback fired when the user links a payment method.
`plaid`	Object	A Plaid configuration object. Used for setting up a payment method through Plaid.
`onPlaidRedirect`	Function	Callback fired after following a redirect from Plaid. Provides a `restoredProperties` object which can be used to restore the state of the drop.
`paymentMethodTypes`	String[]	An array of allowed payment method types. Possible values are `card` or `bankAccount`.
`allowedCardBrands`	String[]	An array of allowed card brands. If this field is not provided, all card brands will be accepted. Accepted values are `visa`, `mastercard`, `american-express`, `diners-club`, `discover`, `jcb`, `unionpay`, `maestro`, `mir`, `elo`, `hiper`, or `hipercard`.
`microDeposits`	Boolean	If false, hides the micro deposit verification step when adding a payment method. Defaults to `true`.

How to set a property

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const paymentMethods = document.querySelector('moov-payment-methods');
paymentMethods.token = 'eyjh...';

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const paymentMethods = document.querySelector('moov-payment-methods');
paymentMethods.onError = ({ errorType, error }) => {
  console.log(errorType); // "bankAccount", "plaid", etc
  console.error(error); // Error message
};

Attributes

String-type properties can be set via attributes on the HTML <moov-payment-methods> element.

Attribute	Description
`token`	Auth Token used for hitting the API. See the `Scopes` section for more detail.
`account-id`	The ID of the Moov connected account to which the payment method will be added.

Scopes

To add a payment method, your Moov API token must include the following scopes.

/fed.read
/accounts/{accountID}/cards.read
/accounts/{accountID}/cards.write
/accounts/{accountID}/bank-accounts.read
/accounts/{accountID}/bank-accounts.write

Using Plaid for instant account verification

Instead of using micro-deposit verification which can take up to a few days to complete, you can use Plaid directly from Moov Drops to add new bank accounts.

To use Plaid, you must pass a config object into the plaid and onPlaidRedirect properties of the moov-payment-methods drop.

Plaid config object parameters

Name	Type	Description
`env`	`"sandbox"` or `undefined`	Plaid environment. Use `"sandbox"` for testing. Use `undefined` for production.
`redirectURL`	URL string	If Plaid forces the user to a bank’s website, they will eventually return to this url. Must be a webpage on your current domain. Contact Moov Support to register this url in the Plaid dashboard.
`receivedRedirectUri`	URL string	URL of the current page. Will be a combination of your `redirectURL` and query parameters set by Plaid.
`onSuccess`	(moovBankAccount) => void	Optional. Callback function executed when Plaid successfully links a bank account to Moov. Moov bank account object is passed as a parameter.
`onExit`	(err, metadata) => void	Optional. Callback function executed when the user exits the Plaid flow.
`onEvent`	(eventName, metadata) => void	Optional. Callback function executed on each Plaid event.
`onLoad`	() => void	Optional. Callback function executed when Plaid loads.

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const paymentMethods = document.querySelector('moov-payment-methods');
paymentMethods.token = "eyj...";
paymentMethods.accountID = "abc123...";
paymentMethods.plaid = {
  env: "sandbox",
  redirectURL: "https://yoursite.com/plaidredirecturl",
  // After following a Plaid redirect, we pass the new url here
  receivedRedirectUri: window.location.href.includes("?oauth_state_id")
    ? window.location.href
    : undefined,
  onExit: (...args) => console.log("on plaid exit", ...args),
  onEvent: (...args) => console.log("on plaid event", ...args),
  onLoad: (...args) => console.log("on plaid load", ...args),
  onSuccess: (...args) => console.log("on plaid success", ...args),
};
// After following Plaid redirect, restore the drop to its previous state
paymentMethods.onPlaidRedirect: (restoredProperties) => {
  paymentMethods.token = restoredProperties.token;
  paymentMethods.accountID = restoredProperties.accountID;
  paymentMethods.open = restoredProperties.open;
};

Theming

Visit our guide on themes to learn how to re-style Moov Drops.